FD Calculator

Find the final amount of a bank Fixed Deposit.

How it is calculated

Assumes quarterly compounding, the standard convention most Indian banks use for FDs.

Formula

Maturity: P × (1 + r/4)^(4×years)

Frequently asked questions

Do all banks compound FD interest quarterly?

Quarterly is the most common method used in India, but some FDs add interest monthly or yearly instead. Check your own FD's terms to be sure.