Find the monthly SIP needed to fund a future education goal, using education-specific inflation.
Future cost: Today's cost × (1 + education inflation)^years
Monthly SIP needed: Solved from the future cost using the standard SIP future-value formula
What education inflation rate should I actually use?
It varies significantly by institution type — a government or state college may inflate closer to general inflation, while a private school or an overseas university has historically risen much faster, often 10% or more a year. Research the specific institution you're planning for rather than relying on one generic figure.